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Protecting What Matters to You

Protecting What Matters to You

| September 22, 2020
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What can income protection do for you, and do you really need it?


Your income helps pay for everyday living expenses, but it also gives you the freedom to do the things you love. Make sure that doesn’t change, even if your health or ability to work does. There are two types of disability insurance, short-term and long-term, and both are very important to have.

 

WHAT IS THE DIFFERENCE BETWEEN THE TWO COVERAGES?

SHORT-TERM DISABILITY INSURANCE
provides coverage for up to two years and is best served for those that only need income support for a short period of time.

LONG-TERM DISABILITY INSURANCE
provides coverage for an extended amount of time and will typically last until age 65 to 70.

 

WHAT IS YOUR MOST VALUABLE ASSET?

A 32-year-old making $100,000 a year today would earn about $6.9 million over his/her working career. Assuming 3% annual increase and working to age 65. Shouldn’t that multi-million dollar asset be insured? If you become sick or injured, income protection will pay a portion of your regular income.

 

 

WHAT WOULD HAPPEN IF YOU BECAME DISABLED AND WERE UNABLE TO WORK?

Call me to schedule a time to discuss!

 Paul Castillo

 Insurance Advisor

 (909) 394-7678

 Paul@k2financialpartners.com

 

 

 

Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC. www.lincolninvestment.com. K2 Financial Partners/K2 Benefits and Insurance Services, Inc. and the above firm are independent and non-affiliated. Insurance Service offered by K2 Benefits and Insurance Services, Inc. and are not supervised by Lincoln Investment. 9/20
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